Whilst the majority of us claim to reside within our means, we also recognize that occasionally we spend more than we are able to afford. Sometimes it's our dependence on easy credit and our inability to acknowledge that what we buy today, must eventually be taken care of to-morrow. Yet, there are other instances were we experience a sudden crisis and just require a little extra cash to get us through a difficult period. Our choices are often restricted to credit card cash advances, bank loans,… Continue